Author: Jason

Usually there are no fees involved when you apply to consolidate your federal student loans. The application is free and, in most cases, no credit check is required. Despite the fact that the application is free, there may be student loan consolidation costs involved. These costs are related to guarantee and origination fees. Examining Student… Continue reading Student Loan Consolidation Costs

It’s an established fact that college education costs a lot, regardless of where you may be enrolled. There are some parents who start putting away money for university education the moment their children are born but sadly, most parents struggle with their financial responsibilities too much and are unable to save up enough to secure… Continue reading Smart Tips On How To Consolidate Federal Student Loan Debt

Many consolidation lenders utilize current technology to accept and process online student loan consolidation applications. Online student loan consolidation applications save borrowers the trouble of traveling to a physical location to apply for loans or sending applications through the mail. Since the Internet never closes, borrowers can apply at their convenience, 24 hours a day,… Continue reading Online Student Loan Consolidation Applications

When you’re dealing with variable interest rate student loans you are aware the amount of interest you have to pay can soar to new heights with each passing year. Federal student loan interest rates are capped at 8.25 percent, but like most borrowers you want the interest rates on your loans to be as low… Continue reading Fixed Rate Student Loan Consolidation

While the national price of the next education continues to rise, federal support within the sort of grants and scholarships remains an equivalent. Most students notice that they have to remove many instructional loans to hide the rising prices of a school education. when graduation, if the borrower cannot notice a well-paying position or has… Continue reading National Student Loan Consolidation

Under the existing Bankruptcy Code, an individual cannot discharge student loans in bankruptcy unless doing so would result in undue hardship. The bankruptcy courts use an approach known as the Brunner test to evaluate if such a hardship exists. In bankruptcy, it is difficult, but not impossible, to discharge student loans. To do so, you… Continue reading Does Declaring Bankruptcy Clear Student Loan Debt

Some courts consider these to be consumer, while others do not. Several bankruptcy courts have recently addressed the question of whether student loan commitments are consumer or non-consumer debts. What is a consumer debt? According to the Bankruptcy Code, “consumer debt” is “debt incurred by an individual principally for a personal, family, or home purpose.”… Continue reading Are student loans consumer or non consumer debt

Find The Best Student Loan Calculator Bank Rate Student Loan Calculator Bank Rate has a great student loan calculator Bank Rate Student Loan Calculator Smart Asset Student Loan Calculator This great calculator from Smart Asset will help you understand your loans better Smart Asset Student Loan Calculator  

The Federal Stafford Loan, the most common type of educational loan, is available to both undergraduate and graduate students. There are subsidized Stafford Loans, which are need based, as well as unsubsidized Stafford loans, which are not need based. To be eligible for Stafford Student Loan Consolidation you must have at least $7,500 in federal… Continue reading Stafford Student Loan Consolidation

The Federal Nursing Student Loan is intended for undergraduate or graduate students pursuing education leading to a diploma or degree in nursing. Loans can be borrowed to cover tuition as well as some other educational expenses and are granted based on financial need. Participating schools are responsible for selecting students for participation in this loan… Continue reading Nursing Student Loan Consolidation