Student Loan Consolidation Costs

Usually there are no fees involved when you apply to consolidate your federal student loans. The application is free and, in most cases, no credit check is required. Despite the fact that the application is free, there may be student loan consolidation costs involved. These costs are related to guarantee and origination fees. Examining Student… Continue reading Student Loan Consolidation Costs

Smart Tips On How To Consolidate Federal Student Loan Debt

It’s an established fact that college education costs a lot, regardless of where you may be enrolled. There are some parents who start putting away money for university education the moment their children are born but sadly, most parents struggle with their financial responsibilities too much and are unable to save up enough to secure… Continue reading Smart Tips On How To Consolidate Federal Student Loan Debt

Online Student Loan Consolidation Applications

Many consolidation lenders utilize current technology to accept and process online student loan consolidation applications. Online student loan consolidation applications save borrowers the trouble of traveling to a physical location to apply for loans or sending applications through the mail. Since the Internet never closes, borrowers can apply at their convenience, 24 hours a day,… Continue reading Online Student Loan Consolidation Applications

Does Declaring Bankruptcy Clear Student Loan Debt

Under the existing Bankruptcy Code, an individual cannot discharge student loans in bankruptcy unless doing so would result in undue hardship. The bankruptcy courts use an approach known as the Brunner test to evaluate if such a hardship exists. In bankruptcy, it is difficult, but not impossible, to discharge student loans. To do so, you… Continue reading Does Declaring Bankruptcy Clear Student Loan Debt

Are student loans consumer or non consumer debt

Some courts consider these to be consumer, while others do not. Several bankruptcy courts have recently addressed the question of whether student loan commitments are consumer or non-consumer debts. What is a consumer debt? According to the Bankruptcy Code, “consumer debt” is “debt incurred by an individual principally for a personal, family, or home purpose.”… Continue reading Are student loans consumer or non consumer debt

Student Loan Calculator

Find The Best Student Loan Calculator Bank Rate Student Loan Calculator Bank Rate has a great student loan calculator Bank Rate Student Loan Calculator Smart Asset Student Loan Calculator This great calculator from Smart Asset will help you understand your loans better Smart Asset Student Loan Calculator  

Federal Student Loan Forgiveness

You may be able to have your federal student loans forgiven, canceled, or dismissed in certain circumstances. Learn more about the many sorts of forgiveness and whether you are eligible owing to your job or other situations. Loan Forgiveness Explained If your debt is forgiven, cancelled, or discharged, you are no longer compelled to return… Continue reading Federal Student Loan Forgiveness